Insurance Information

Enhancing Your Dental Insurance Benefits

Collaboration with You and Your Insurer

La Jolla Dental Specialty Group goes the extra mile to provide exceptional care while offering convenient financial solutions. We understand the importance of dental insurance and work closely with our patients to make the most of their covered procedures. Our dedicated team ensures you receive top-quality care without exceeding your budget.

Estimating Your Insurance Coverage

When you receive treatment at our practice, we'll provide you with an estimate of what your insurance company is likely to cover. This estimate is based on information supplied by your insurer.

Limitations of the Estimate

Please note that this estimate isn't a guarantee of the final payment amount. Several factors may affect this, such as pending claims from other healthcare providers or specific limitations and exclusions in your policy.

Filing Insurance Claims

As a courtesy to our patients, we handle all insurance claims on your behalf. However, it's crucial to understand that this doesn't shift the responsibility for your financial obligation to your insurance company. You remain accountable for any fees not covered by your policy.

Final Payment Adjustment

Should the payment from your insurance company differ from the estimate we provided, we will adjust it accordingly. We'll either bill you for any difference or issue a refund for overpayments. Our goal is to ensure you're only responsible for the final payment amount you owe.

Insurance Partnerships

We're committed to extending the reach of our healthcare services by partnering with a wide array of insurance networks. This includes a comprehensive selection of both PPO and HMO plans from leading insurers like Aetna, Blue Cross Blue Shield, Cigna, and many others. We also honor a variety of discount plans to ensure you get the coverage you need. If your insurance or discount plan isn't mentioned, we encourage you to get in touch.